There’s a moment in every trip when you realize you’ve been overthinking money for years.
Mine happened at a shawarma stand tucked into a side street in Al Karama, Dubai. I’d just landed that morning, jet lagged, hungry and bracing myself for the usual airport to city ritual find a forex bureau, exchange a chunk of naira into dirhams, hope the rate doesn’t rob me blind, then guard a wad of cash like it owes me money. Instead, I pulled out my phone, held it near the reader, felt the buzz and walked off with my wrap before I’d even finished processing what happened.
No queue. No cash. No calculator app open in the background trying to figure out if I was being overcharged.
That’s tap to pay with Apple Pay, powered by my Spendin card and once I starte
